Rate Comparisons

Loan Factory vs. Wells Fargo

Rates as of Tuesday, February 18 2025 at 5:00 PM (Pacific Time)

Wells Fargo
Rate 6.25% (APR=6.282%) 6.75% (APR=6.948%)
Points / Credits $676 $7,454
Payment $1,231 $1,297
Saving over 30 years $30,538 $0

(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Loan Factory vs. Chase

Rates as of Tuesday, February 18 2025 at 5:00 PM (Pacific Time)

Chase
Rate 6.375% (APR=6.456%) 6.875% (APR=6.968%)
Points / Credits $662 $2,853
Payment $2,251 $2,299
Saving over 30 years $19,561 $0

(Assumptions: Purchase price: $420,000. Loan amount: $350,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Loan Factory vs. Citibank

Rates as of Tuesday, February 18 2025 at 5:00 PM (Pacific Time)

Citibank
Rate 6.25% (APR=6.25%) 6.625% (APR=6.844%)
Points / Credits $0 $1,125
Payment $924 $960
Saving over 30 years $14,085 $0

(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Loan Factory vs. Bank of America

Rates as of Tuesday, February 18 2025 at 5:00 PM (Pacific Time)

Bank of America
Rate 6.25% (APR=6.286%) 6.875% (APR=7.183%)
Points / Credits $754 $1,726
Payment $1,231 $1,314
Saving over 30 years $30,852 $0

(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Loan Factory vs. Guaranteed Rate

Rates as of Tuesday, February 18 2025 at 5:00 PM (Pacific Time)

Guaranteed Rate
Rate 6.375% (APR=6.405%) 6.575% (APR=6.939%)
Points / Credits $1,109 $4,309
Payment $2,184 $2,230
Saving over 30 years $19,760 $0

(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Loan Factory vs. Better.com

Rates as of Tuesday, February 18 2025 at 5:00 PM (Pacific Time)

Better.com
Rate 6.25% (APR=6.274%) 6.5% (APR=6.669%)
Points / Credits $400 $3,200
Payment $985 $1,011
Saving over 30 years $12,160 $0

(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Powered by
MOSO logo