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We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio: My name is Dave Falsetta, I have been a loan officer since 2001. My greatest joy is helping others achieve their goal of home ownership. That is why I partnered with Loan Factory We offer excellent customer service with a convenient online loan application process-you will search long and hard to find better rates. I also find it rewarding to help homeowners access their homes equity with a loan that makes sense, giving your family a better way of life. It is my sincere hope that you will allow me the privilege to help you with your mortgage loan, whether you are looking for a conventional, FHA, VA, USDA, HELOC. The greatest compliment I can receive is a referral to your family, friends and co-workers!!
Phone: (517) 281-0414
Why are my rates so low?
- 1. I shop dozens of the top wholesale lenders in real time to find you the best rate with my pricing engine
- 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders
- 3. Our profit per loan is much lower than banks. I know that if we give you an amazing rate and term, you will share your experience with others
Services We Offer
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.